How is the projection calculated?

Each month adds revenue minus expenses; outstanding receivables collect (and payables pay out) over the first two months. It's a simple planning model — real cash flow is lumpier, which is why continuous monitoring matters.

What should I do if my projection goes negative?

Accelerate collections (invoice reminders, deposits), delay or trim discretionary spending, and watch the number weekly instead of quarterly. LedgerHelm's cash-flow alerts do the watching automatically.

Cash flow calculator

Project your next 90 days of cash — and find out before the month you'd go negative, not during it.

Cash on hand ($)

Avg monthly revenue ($)

Avg monthly expenses ($)

Outstanding receivables ($, optional)

Bills due ($, optional)

Get warned before cash gets tight

LedgerHelm monitors your cash daily and alerts you ahead of projected shortfalls — plus chases your overdue invoices automatically.

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